





Improving health and life since 2018
Improving health and life since 2018
Improving health and life since 2018
Improving health and life since 2018
At Medicare Options, we offer a comprehensive approach to insurance tailored to your needs.
We specialize in providing health and life insurance options for seniors, with a focus on the first-generation Hispanic community in the U.S. From personalized assistance with the Affordable Care Act to supplemental benefits ensuring security and peace of mind, we’re your one-stop solution. Our services extend to family members and the younger generation, navigating various plans with you, so you have access to the most suitable and cost-effective options. With a focus on empowerment for your decision-making process and integrity, we help make your health and life choices easier and more affordable. Let us guide you through the complexities of insurance, ensuring you receive the coverage you deserve.
- We prioritize customer well-being and satisfaction.
- We actively participate in community initiatives and foster partnerships for positive social impact.
- We use advanced technology for seamless customer experiences.
- Our expertise allows us to create custom-made health packages to meet your needs with a budget-friendly approach.

We care beyond insurance.
Improving health and life since 2018.
Services

Health Insurance
- Medicare
- Medicaid
- Get Covered NJ (Obamacare)
- Medicare Advantage
- Medicare Supplemental
- PDP

Life Insurance
- Final Expense
- Term Life Insurance
- Whole Life Insurance
- IUL
- Mortgage Protection

Supplemental Insurance
- Hospital Indemnity
- Dental
- Vision
- Accident Insurance
- Cancer/Heart Attack Insurance
Extra Help:
ABD(Medicaid):
- Every client receives a free comprehensive financial consult.
- During this consult we discuss qualification for different State/Medicare savings program in order to help with their financial burden.
- PAAD: The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program is a state-funded program that helps eligible older adults and individuals with disabilities save money on their prescription drug costs.
- Extra Help from SSA: program that helps eligible older adults and individuals with disabilities save money on their prescription drug costs. Senior Gold Discount: is a state-funded prescription program with a different co-payment structure and income eligibility guidelines than those of PAAD.
- SLMB Specified Low-Income Medicare Beneficiary: The Specified Low-Income Medicare Beneficiary(SLMB) Program is one of the four Medicare Savings Programs that allows you to get help from your state to pay your Medicare premiums. This Program helps pay for Part B premiums only.
Our Team

Yahaira Santiago-Levi
Founder/Life and Health Insurance Agent

Jennifer Trujillo Sierra
Office Manager/ Life and Health Insurance Agent

Vanya Arista
Life and Health Insurance Agent

Hamzah Ibn Ihsan
Life and Health Insurance Agent

Dora Vergara
Life and Health Insurance Agent

Massiel Espinal
Life and Health Insurance Agent

Dilcia Ramirez
Life and Health Insurance Agent

Andrea Lequerica
Health Insurance Agent

Michele Machado
Health Insurance Agent

Rosemary Santiago
Health Insurance Agent

Nereyda Madriz
Health Insurance Agent

Adrianna Franqui
Health Insurance Agent
Testimonials
Wow just amazing no words to describe them just fabulous I would say they saved my life specially Yahaira and Myrta ,
They also helped my sister …
Love them
Gustavo Orellana
If you need someone to help you with any insurance problem, you need to come to Medicare Options. Yahaira and Jennifer always help me with my medicaid renewal and my Medicare Advantage plan. 100& recommend.
Carmen Rodriguez
Super agradecida de la calidad de servicios de la oficina de Perth Amboy. Ellos siempre estan dispuestos a buscarte la mejor opcion y se aseguran que todo este bien . Yo se lo recomiendo. Se san a sentir seguros de tener a Medicare Options.
Rosemary Cruz